Retiree Information & Resources

Welcome Frederick County Government Retirees!

Frederick County Government is dedicated to providing you with the highest level of service. As of October 1, 2020, we havpartnered with Retirement Focus managed by USI Consulting Group formerly known as Findley Inc. (“Retirement Focus”) and Wilmington Trust to support the participants of our retirement plans. While Frederick County Government will remain the Plan Sponsor of the Retirement Plan, effective October 1, 2020, the service and administration of your retirement benefit payments will be maintained by Retirement Focus.


Effective October 1, 2020, Wilmington Trust began issuing monthly payments on behalf of The Plan. Benefit payments are no longer sent from Frederick County Government. We have provided answers to many of the most common questions HERE


To assist you with your initial login and an introduction to the self-service tools now available on the Retirement Focus portal (, please refer to the Retirement Focus User Guide. Please contact Retirement Focus should you have any questions or concerns at 833-771-1496. 


Please note that pension information is specific to the Frederick County Employees Retirement Plan and does not apply to county employees who participate in the State of Maryland Retirement System


For 457b Plan participants, after you retire you can deal directly with Empower's Retirement Solutions Group at 877-534-4569. Retirement Solutions Group helps participants with: 

* Savings and investing strategies 

* Managed Accounts service 

* Account consolidation and distribution 

Retirement Plan Committee Information

Click HERE to be directed to the 2024 Retiree Health Benefits Page


If you have questions you may reach the retirement team at or you may contact Cigna directly at 1-800-244-6224.

Click HERE to be directed to the 2023 Retiree Health Benefits Page