Retiree Information & Resources


2022 Benefits Open Enrollment

Open Enrollment for benefits will begin on Monday, November 1, 2021 and end on Friday, November 19, 2021.

Open Enrollment for Retiree Benefits has been extended to TUESDAY, NOVEMBER 30th!

Open Enrollment is your opportunity to review your Frederick County Government benefits to ensure you have the coverage you need. During Open enrollment you may add or drop covered dependents, add or drop benefit plans and/or change your benefit plans.

Click HERE to be directed to our 2022 Retiree Benefits Open Enrollment Page.

Welcome Frederick County Government Retirees!

Frederick County Government is dedicated to providing you with the highest level of service and has recently partnered with Retirement Focus managed by Findley, Inc. (“Retirement Focus”) and Wilmington Trust to support the participants of our retirement plans.  While Frederick County Government will remain the Plan Sponsor of the Retirement Plan, effective October 1, 2020, the service and administration of your retirement benefit payments will be maintained by Retirement Focus.


Effective with your October 1, 2020 payment, Wilmington Trust will begin issuing monthly payments on behalf of the plan.  You will no longer receive payments from Frederick County Government.   With this change, you do not have to take any action. We have provided answers to many of the most common questions HERE


To assist you with your initial login and an introduction to the self-service tools now available, please refer to the Retirement Focus User Guide.

We anticipate a smooth transition during this change, but please feel free to contact Retirement Focus should you have any questions or concerns at 833-771-1496. 



Please note that pension information is specific to the Frederick County Employees Retirement Plan and does not apply to county employees who participate in the State of Maryland Retirement System


For 457b Plan participants, after you retire you can deal directly with Empower's Retirement Solutions Group at 877-534-4569  . Retirement Solutions Group helps participants with: 

* Savings and investing strategies 

* Managed Accounts service 

* Account consolidation and distribution 

Retirement Plan Committee Information

  1. Health Benefits
  2. Newsletter
  3. Pay Dates
  4. COLA FY22
  5. Forms